Mealybugs
Sap-sucking scale insects that hide in leaf joints and under leaves, protected by a waxy white coating that looks like small tufts of cotton. They excrete honeydew, a sticky, sugary residue that coats lower leaves and attracts sooty mold.
Based on what you've described, these are the likeliest causes — ranked. Each one carries a tell-tale sign that distinguishes it from the others, and a single-minute check to confirm.
Sap-sucking scale insects that hide in leaf joints and under leaves, protected by a waxy white coating that looks like small tufts of cotton. They excrete honeydew, a sticky, sugary residue that coats lower leaves and attracts sooty mold.
The soil has stayed wet for too long, suffocating the roots and weakening the plant from the base up. It's the most common reason houseplants decline indoors, and it looks deceptively similar to thirst: a wilting plant in soggy soil is almost always drowning, not dry.
Persistent soggy soil has killed part of the root system, and the fungal infection that follows is now attacking what's left. It's the advanced stage of overwatering: the plant is wilting because it physically cannot pull water up anymore, even from wet soil.
sticky-residue--yellow-leaves